T6: Value of cashless payments and withdrawal/deposit transactions
(CHF billions; total for the year)
«Switzerland»
 Year
« ‹ 2016 › »
 2012 2013 2014 2015 2016
PART A: Value of cashless payments
Total value of cashless payments 14,1224,1044,1594,8164,417
Breakdown of 'total value of cashless payments' by instrument type
Credit transfers 23,9743,9514,0034,6534,251
Breakdown of 'credit transfers' into domestic and cross-border sent
Domestic3,8933,8693,9164,5684,177
Cross-border sent8082878573
Memo: cross-border receivednavnavnavnavnav
Breakdown of 'credit transfers' by device presence/absence
Device-present: paper-based651586567892503
Device-present: othernavnavnavnavnav
Partial breakdown of 'credit transfers, device-present: other'
 by accepting device
Of which: at POS terminalsnavnavnavnavnav
Device-not-present 33,3233,3653,4373,7613,748
Direct debits 48385858281
Breakdown of 'direct debits' into domestic and cross-border sent
Domestic8385858281
Cross-border sent00000
Memo: cross-border receivednavnavnavnavnav
Cheques 511navnavnav
Partial breakdown of 'cheques'
Of which: paper-based 511navnavnav
Other payment instrumentsnavnavnavnavnav
Card and e-money payments (with cards and e-money
 issued inside the country) 6		6467718185
Breakdown of 'card and e-money payments' by function
By card with a debit function 73334364446
By card with a delayed debit functionnavnavnavnavnav
By card with a credit function 83133353537
E-money payments 900022
Partial breakdown of 'card and e-money payments'
 by device presence/absence
Of which: device-present paymentsnavnavnav6769
Partial breakdown of 'card and e-money payments, device-present'
 by technology
Of which: contactless 10navnavnav11
Of which: magstripenavnavnavnavnav
Breakdown of 'card and e-money payments'
 into domestic and cross-border
Domestic 114849516063
Breakdown of 'card and e-money payments, domestic' by function
By card with a debit function 123132344243
By card with a delayed debit functionnavnavnavnavnav
By card with a credit function 81617181820
E-money paymentsnavnavnav01
Cross-border sent 111718192022
MEMO: Card and e-money payments at terminals inside the country
 (with cards and e-money issued inside and outside country) 13		5557606972
Breakdown of 'card and e-money payments at terminals
 inside the country' by function
By card with a debit function 73233344244
By card with a delayed debit functionnavnavnavnavnav
By card with a credit function 72324252627
E-money paymentsnavnavnav11
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by device presence/absence
Of which: device-present paymentsnavnavnav6364
Partial breakdown down of 'card and e-money payments at terminals
 inside the country, device-present payments' by technology
Of which: contactlessnavnavnav12
Of which: magstripenavnavnavnavnav
Partial breakdown of 'card and e-money payments at terminals
 inside the country' by location of the card issuer
Of which: at terminals inside the country with cards and e-money
 issued outside the country		78889
Partial breakdown of 'total value of cashless payments' by speed
Of which: fast paymentsnapnapnapnapnap
Breakdown of 'fast payments' by instrument type
Credit transfersnapnapnapnapnap
Direct debitsnapnapnapnapnap
Othersnapnapnapnapnap
Partial breakdown of 'fast payments' on-us
Of which: on-usnapnapnapnapnap
Partial breakdown of 'fast payments' by initiation device
Of which: initiated at a POSnapnapnapnapnap
Partial breakdown of 'total value of cashless payments' by issuer
Of which: issued by a non-banknavnavnav5962
MEMO: Money remittancesnapnapnapnapnap
PART B: Value of withdrawal/deposit transactions
Total value of withdrawals/deposits3031313636
Breakdown of 'total value of withdrawals/deposits' into withdrawals and deposits
Cash withdrawals3031313434
Breakdown of 'cash withdrawals' by withdrawal location
Cash withdrawals with cards issued inside the country at
 locations inside the country 14		2627272929
Breakdown of 'cash withdrawals with cards issued inside the country
 at locations inside the country' by terminal type
At ATMsnavnavnavnavnav
At POS terminalsnavnavnavnavnav
At bank branches, without the use of an ATMnavnavnavnavnav
Cash withdrawals with cards issued inside the country
 at locations outside the country		44555
Memo: Cash withdrawals with cards issued outside the country
 at locations inside the country		11111
Memo: Cash withdrawals with cards issued inside and outside
 the country at locations inside the country		2728283130
Partial breakdown of the memo item 'cash withdrawals with cards
 issued inside and outside the country at locations inside the country'
 by terminal type
Of which: at ATMsnavnavnavnavnav
Partial breakdown of 'cash withdrawals' by terminal type
Of which: at ATMsnavnavnavnavnav
Cash depositsnavnavnavnavnav
Partial breakdown of 'cash deposits' by deposit location
Of which: cash deposits with cards issued inside the country
 at locations inside the country		navnavnavnavnav
E-money loading/unloading transactions 1500022
 1 The data include credit transfer and direct debit transactions in CHF only, while card and e-money payments include transactions in CHF and in foreign currencies. 2012: Due to the change in the survey concept and reporting population all data on credit transfers and on direct debits as of 2012 may not be directly comparable with those of previous years. 2015: Between November 2014 and December 2014, the reporting population and the survey approach for debit cards, credit cards and e-money cards where adjusted, so that some data from 2015 may not be directly comparable with those of previous years. 2 These and all following data on credit transfers include transactions in CHF only, data on credit transfers in other currencies are not available. 2012: Due to the change in the survey concept and reporting population all data on credit transfers as of 2012 may not be directly comparable with those of previous years. 3 All non-paper based credit transfers (including credit transfers initiated via online banking, via e-bills, via standing orders etc.). 4 These and all following data on direct debits include transactions in CHF only, data on direct debits in other currencies are not available. 2012: Due to the change in the survey concept and reporting population all data on direct debits as of 2012 may not be directly comparable with those of previous years. 5 As of 2014, data on cheques are no longer collected, since this payment instrument has declined in importance significantly. 6  2015: Between November 2014 and December 2014, the reporting population and the survey approach for debit cards, credit cards and e-money cards where adjusted, so that some data from 2015 may not be directly comparable with those of previous years. 7  2015: Adjustment of the reporting population and survey approach for debit cards in December 2014. 8  2015: Adjustment of the reporting population and survey approach for credit cards in December 2014. 9  2015: Adjustment of the reporting population and survey approach for e-money in December 2014. 10 Contactless payments at terminals inside the country only. 11  2015: Between November and December 2014, the reporting population and the survey approach for debit cards, credit cards and e-money cards where adjusted, so that some data from 2015 may not be directly comparable with those of previous years. 12  2015: Adjustment of the reporting population and survey approach for debit cards in December 2014 13  2015: some data from 2015 may not be directly comparable with those of previous years. 14 Cash withdrawals at POS terminals and at ATMs, if the cash withdrawal is processed via the infrastructure of a card network. 15 Loading only. 2012: Due to the change in the survey concept and reporting population all data on credit transfers and on direct debits as of 2012 may not be directly comparable with those of previous years. 2015: Between November and December 2014, the reporting population and the survey approach for e-money cards where adjusted, so that some data from 2015 may not be directly comparable with those of previous years.